Scope of this Privacy Policy. This Privacy Policy covers Gochange.Net's treatment of personally identifiable information collected from members (hereafter "members" or "you") who use the Gochange.Net payment gateway services, as well as consumer information that we acquire in the course of our business. This Policy also covers the treatment of personally identifiable information that Gochange.Net's business partners may share with it. This Policy does not apply to the practices of companies that Gochange.Net does not own or control, or to people that Gochange.Net does not employ or manage.

Information Collection and Use. Gochange.Net collects personally identifiable information when you register for an Gochange.Net account, and when you use certain Gochange.Net products and services. Gochange.Net may also receive personally identifiable information from its business partners. When you register with Gochange.Net, we ask for your contact information (such as your name, street address and email address), as well as certain information pertaining to your business, along with billing information such as a bank account and/or credit card number. The personally identifiable information we acquire varies according to the nature of the transaction. It may include, for example, the amount of the transaction, the consumer's name, credit card number and expiration date, checking account number, billing address, and shipping address. Gochange.Net uses the information collected to fulfill your requests for certain products and services, to process payment transactions, to facilitate billing. We may also send newsletters, and periodic notices about specials and new products. Personally identifiable consumer information is used to process payment transactions and for no other purpose.
*Gochange.Net does not offer services or sell products to children.
*Gochange.Net does not request or knowingly collect personally identifiable contact information from anyone under the age of 13.

Information Sharing and Disclosure. Protecting personally identifiable information about merchants and consumers is an important part of our business. We share and disclose such information only as described below. Gochange.Net will send personally identifiable information about you to other companies or people when: 1) we have your consent to share the information; 2) we need to share your information to provide the product or service you have requested; 3) we need to send the information to companies who work on behalf of Gochange.Net to provide a product or service to you (unless we tell you differently these companies do not have any right to use the personally identifiable information we provide them beyond what is necessary to assist us). Personally identifiable consumer information is shared with third parties (such as banks and credit card processors) to the extent necessary for deliver payment process. We also may release personally identifiable information when we believe release is appropriate to comply with law; enforce or apply our member Agreement and other agreements; or protect the rights, property, or safety of our users, or others. This includes exchanging information with other companies and organizations for fraud protection and risk reduction. In the unlikely event that Gochange.Net is acquired, member account information may be one of the transferred assets.

Information Security. Information security is critical to our business. We work to protect the security of your information during transmission by using Secure Sockets Layer (SSL) software, which encrypts information you input. We store information gathered on secure computers located in a locked data center. The number of employees involved in the management of the data center that have physical access to these computers is limited. We use firewalls and other security technology to prevent our computers from being accessed by unauthorized persons. We also require that any personally identifiable consumer information sent to us by you be encrypted using SSL encryption. It is important for you to protect against unauthorized access to your Login ID/password and to your computer. Be sure to sign off when finished using a shared computer and otherwise protect the password used to access the Gochange.Net services.

Account Information and Preferences. Gochange.Net gives you the ability to edit your Gochange.Net Account Information and preferences at any time, including whether you want Gochange.Net to contact you about specials and new products, by using the Settings option in your member menu.

Change to this Privacy Policy. Gochange.Net reserves the right to modify or amend this Privacy Policy at any time and for any reason. If there are material changes to this statement or in how Gochange.Net will use personally identifiable information, Gochange.Net will post notice on the Gochange.Net homepage at www.gochange.net prior to implementing the change.